「配资帝国」[股票讲解视频]叙说银行杠杆什么意思？银行去杠

摘[zhai]要[yao]： 现[xian]代[dai]经[jing]济[ji]以[yi]信[xin]用[yong]为[wei]基[ji]础[chu]，信[xin]用[yong]是[shi]杠[gong]杆[gan]。可[ke]以[yi]说[shuo]，现[xian]代[dai]经[jing]济[ji]是[shi]杠[gong]杆[gan]经[jing]济[ji]。事[shi]后[hou]看[kan]来[lai]，杠[gong]杆[gan]是[shi]一[yi]种[zhong]债[zhai]务[wu]，但[dan]在[zai]事[shi]前[qian]杠[gong]杆[gan]实[shi]际[ji]上[shang]是[shi]一[yi]种[zhong]资[zi]源[yuan]。那[na]么[me]银[yin]行[xing]杠[gong]杆[gan]什[shi]么[me]意[yi]思[si]呢[ne]？对[dui]于[yu]银[yin]行[xing]来[lai]说[shuo]去[qu]杠[gong]杆[gan]要[yao]做[zuo]什[shi]么[me]，今[jin]天[tian]小[xiao]编[bian]就[jiu]带[dai]大[da]家[jia]了[liao]解[jie]一[yi]下[xia]。接[jie]下[xia]来[lai]为[wei]大[da]家[jia]介[jie]绍[shao]"[股[gu]票[piao]讲[jiang]解[jie]视[shi]频[pin]]叙[xu]说[shuo]银[yin]行[xing]杠[gong]杆[gan]什[shi]么[me]意[yi]思[si]？银[yin]行[xing]去[qu]杠[gong]杆[gan]要[yao]做[zuo]什[shi]么[me]"不[bu]懂[dong]的[de]就[jiu]来[lai]了[liao]解[jie]一[yi]下[xia]吧[ba]
银[yin]行[xing]杠[gong]杆[gan]什[shi]么[me]意[yi]思[si]？银[yin]行[xing]去[qu]杠[gong]杆[gan]要[yao]做[zuo]什[shi]么[me]

　　现[xian]代[dai]经[jing]济[ji]以[yi]信[xin]用[yong]为[wei]基[ji]础[chu]，信[xin]用[yong]是[shi]杠[gong]杆[gan]。可[ke]以[yi]说[shuo]，现[xian]代[dai]经[jing]济[ji]是[shi]杠[gong]杆[gan]经[jing]济[ji]。事[shi]后[hou]看[kan]来[lai]，杠[gong]杆[gan]是[shi]一[yi]种[zhong]债[zhai]务[wu]，但[dan]在[zai]事[shi]前[qian]杠[gong]杆[gan]实[shi]际[ji]上[shang]是[shi]一[yi]种[zhong]资[zi]源[yuan]。那[na]么[me]银[yin]行[xing]杠[gong]杆[gan]什[shi]么[me]意[yi]思[si]呢[ne]？对[dui]于[yu]银[yin]行[xing]来[lai]说[shuo]去[qu]杠[gong]杆[gan]要[yao]做[zuo]什[shi]么[me]，今[jin]天[tian]小[xiao]编[bian]就[jiu]带[dai]大[da]家[jia]了[liao]解[jie]一[yi]下[xia]。

　　微[wei]观[guan]上[shang]，杠[gong]杆[gan](信[xin]贷[dai])的[de]重[zhong]要[yao]性[xing]在[zai]于[yu]早[zao]期[qi]使[shi]用[yong]未[wei]来[lai]现[xian]金[jin]流[liu]，这[zhe]是[shi]单[dan]个[ge]资[zi]源[yuan]的[de]跨[kua]期[qi]匹[pi]配[pei]。从[cong]宏[hong]观[guan]上[shang]看[kan]，杠[gong]杆[gan]的[de]意[yi]义[yi]在[zai]于[yu]将[jiang]当[dang]前[qian]储[chu]蓄[xu]转[zhuan]化[hua]为[wei]投[tou]资[zi]，这[zhe]是[shi]当[dang]前[qian]资[zi]源[yuan]的[de]跨[kua]空[kong]间[jian]匹[pi]配[pei]。

　　通[tong]过[guo]债[zhai]务[wu]融[rong]资[zi]增[zeng]加[jia]资[zi]产[chan]规[gui]模[mo]意[yi]味[wei]着[zhou]增[zeng]加[jia]杠[gong]杆[gan]。在[zai]直[zhi]接[jie]融[rong]资[zi]行[xing]为[wei]中[zhong]，杠[gong]杆[gan]行[xing]为[wei]只[zhi]会[hui]扩[kuo]大[da]融[rong]资[zi]主[zhu]体[ti]的[de]资[zi]产[chan]负[fu]债[zhai]表[biao]，而[er]在[zai]间[jian]接[jie]融[rong]资[zi]体[ti]系[xi]中[zhong]，杠[gong]杆[gan]行[xing]为[wei]是[shi]金[jin]融[rong]体[ti]系[xi]和[he]融[rong]资[zi]主[zhu]体[ti]的[de]同[tong]时[shi]扩[kuo]张[zhang]。

　　银[yin]行[xing]杠[gong]杆[gan]什[shi]么[me]意[yi]思[si]

　　目[mu]前[qian]，中[zhong]国[guo]的[de]间[jian]接[jie]融[rong]资[zi]体[ti]系[xi]以[yi]商[shang]业[ye]银[yin]行[xing]为[wei]主[zhu]导[dao]，大[da]部[bu]分[fen]杠[gong]杆[gan]行[xing]为[wei]将[jiang]映[ying]射[she]到[dao]商[shang]业[ye]银[yin]行[xing]体[ti]系[xi]的[de]资[zi]产[chan]扩[kuo]张[zhang]。杠[gong]杆[gan]一[yi]方[fang]面[mian]反[fan]映[ying]在[zai]非[fei]金[jin]融[rong]部[bu]门[men]的[de]负[fu]债[zhai]上[shang]，另[ling]一[yi]方[fang]面[mian]反[fan]映[ying]在[zai]银[yin]行[xing]体[ti]系[xi]的[de]资[zi]产[chan]上[shang]。

　　如[ru]果[guo]加[jia]杠[gong]杆[gan]通[tong]过[guo]商[shang]业[ye]银[yin]行[xing]体[ti]系[xi]的[de]扩[kuo]张[zhang]而[er]实[shi]现[xian]，去[qu]杠[gong]杆[gan]化[hua]也[ye]将[jiang]对[dui]应[ying]于[yu]商[shang]业[ye]银[yin]行[xing]体[ti]系[xi]的[de]收[shou]缩[suo]。然[ran]而[er]，不[bu]同[tong]的[de]去[qu]杠[gong]杆[gan]化[hua]方[fang]式[shi]将[jiang]对[dui]银[yin]行[xing]商[shang]业[ye]银[yin]行[xing]的[de]资[zi]产[chan]、负[fu]债[zhai]、利[li]润[run]和[he]资[zi]本[ben]产[chan]生[sheng]不[bu]同[tong]的[de]影[ying]响[xiang]。银[yin]行[xing]商[shang]业[ye]银[yin]行[xing]资[zi]产[chan]负[fu]债[zhai]结[jie]构[gou]的[de]不[bu]同[tong]变[bian]化[hua]将[jiang]与[yu]银[yin]行[xing]商[shang]业[ye]银[yin]行[xing]体[ti]系[xi]的[de]信[xin]贷[dai]扩[kuo]张[zhang]能[nen]力[li]相[xiang]对[dui]应[ying]，然[ran]后[hou]将[jiang]传[chuan]导[dao]到[dao]实[shi]体[ti]经[jing]济[ji]，从[cong]而[er]产[chan]生[sheng]不[bu]同[tong]的[de]去[qu]杠[gong]杆[gan]化[hua]效[xiao]果[guo]。